Don't put all your eegs in one basket?
Your statements arrive and you cringe: What’s in those investment accounts? What do each of the statements really mean for the long-term? What does one account have to do with another? If you are thinking, but this means my accounts are diversified, you might think again.
I am sure you have heard the saying not to put all your eggs in one basket. Many people think if they have everything spread out, accounts are diversified. Truth is that is not effective diversification. You actually might be hurting the efficiency of your investments for the long term. Different advisors, managing different assets does not equal diversification. The left hand always needs to know what the right hand is doing.
To truly diversify, simplify.
1. Consider consolidating to just a couple manageable accounts.
2. Consider how those accounts complement each other to create an effective portfolio.
3. Consider building a relationship with a trusted investment professional, who can coordinate an efficient portfolio.
4. Consider hiring the portfolio manager to orchestrate the different accounts.
5. Only consider an investment process you believe in.
Have you taken the time to sit down and consolidate your accounts or are you cringing thinking about the statements you received this week? Putting eggs into one basket—it’s food for thought.
I am sure you have heard the saying not to put all your eggs in one basket. Many people think if they have everything spread out, accounts are diversified. Truth is that is not effective diversification. You actually might be hurting the efficiency of your investments for the long term. Different advisors, managing different assets does not equal diversification. The left hand always needs to know what the right hand is doing.
To truly diversify, simplify.
1. Consider consolidating to just a couple manageable accounts.
2. Consider how those accounts complement each other to create an effective portfolio.
3. Consider building a relationship with a trusted investment professional, who can coordinate an efficient portfolio.
4. Consider hiring the portfolio manager to orchestrate the different accounts.
5. Only consider an investment process you believe in.
Have you taken the time to sit down and consolidate your accounts or are you cringing thinking about the statements you received this week? Putting eggs into one basket—it’s food for thought.
Bahasa :
Jangan letakkan semua telur milikmu di satu keranjang?
Pertanyaan anda tiba dan anda merasa takut: Apa yang terjadi di dalam rekening tabungan anda? Apa setiap pernyataan benar-benar dimaksudkan untuk jangka panjang? Apa memiliki satu rekening ada hubungannya dengan yang lain? Jika anda berpikir, tapi ini berarti akun saya diversifikasi, Anda mungkin berpikir lagi.
Saya yakin Anda telah mendengar pepatah jangan menaruh semua telur yang anda miliki dalam satu keranjang. Banyak orang berpikir jika mereka memiliki semua rekening yang tersebar dimana mana, rekening anda akan beragam. Kenyataannya m adalah bahwa itu menyebabkan disverifikask. Mungkin benar bahwa investasi anda tidak akan dirugikan dalam jangka panjang . Penasihat yang lain mengatakan, mengelola aset yang berbeda tidak akan membuat kesamaan disverifikasi. Tangan kiri selalu perlu tahu apa yang dilakukan tangan kanan.
Untuk benar-benar diversifikasi, cara mudahnya.
1. Pertimbangkan konsolidasi ke rekening dikelola hanya beberapa.
2. Pertimbangkan bagaimana akun tersebut saling melengkapi satu sama lain untuk menciptakan portofolio yang efektif.
3. Pertimbangkan membangun hubungan dengan profesional investasi terpercaya, yang dapat mengkoordinasikan portofolio yang efisien.
4. Pertimbangkan mempekerjakan manajer portofolio untuk mengatur account yang berbeda.
5. Hanya mempertimbangkan proses investasi Anda percaya.
Apakah Anda meluangkan waktu untuk duduk dan mengkonsolidasikan rekening Anda atau Anda merasa takut untuk memikirkan laporan yang Anda terima minggu ini? Menempatkan telur dalam satu keranjang-itu bagaikan makanan untuk berpikir.
Soruce : https://www.insideindianabusiness.com/contributors.asp?id=1291
Nama : Vanya Dwi Pranadipta
Kelas : 4SA01
NPM : 17611247
Tugas : Penerjemahan berbantuan komputer
